Be Aware of Hazards In and Around Your Home

March 14, 2012 at 7:26 pm | Posted in Insurance, Safety | Leave a comment

Most hazards will involve property that will attract children, but are extremely dangerous when handled improperly. They create a special obligation for homeowners to properly secure and protect them. Examples are:

  • swimming pools
  • trampolines
  • empty buildings/sheds
  • appliances kept outside
  • excavations
  • construction materials

All of these can lure children onto property and they all have the potential to cause serious injury.

Children do not have the reasoning ability of adults. A property owner will not escape liability because the child was trespassing.

Here’s how you protect yourself:
Do whatever it takes to prevent a child’s access to the property. You can:
1. Eliminate the property:

  • have old appliances hauled to a junk yard
  • tow old, non-running vehicles away
  • get rid of construction materials immediately after a building project is complete

2. Secure the property

  • take off doors or covers from large appliances awaiting garbage pickup
  • keep sharp tools, especially power tools and equipment, locked away
  • store construction materials in a garage or shed

3. Reduce the chance for injury

  • install a pool cover and have a locked fence to prevent access to pool
  • do not allow younger children to use equipment such as trampolines
  • make sure there’s adult supervision of children using play equipment

If you’re not certain about whether you have an attractive nuisance situation, contact us to discuss the situation.

Additional Information from:

Trusted Choice – Swimming Pool Risks

Mayo Clinic – Trampoline Safety


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