As Frosty the Snowman Melts

February 15, 2011 at 8:51 pm | Posted in Uncategorized | Leave a comment

I’m not sure about you but I’m happy to see the piles of snow melt away and the sun begin to warm us up again.  But the snow melt does bring with it some insurance concerns.

Where does Frosty go as he melts?  The famous movie would have you believe he heads up north to colder climates with all of his snowy body parts in tack.  We adults understand the snow actually melts and unfortunately, at times, wreaks havoc on our property; roof leaks, wet walls, flooded basements and mold are just some of the problems that occur.  Here are some steps you can take to help minimize the damage. 

  • As best you can, shovel the snow away  from your house to avoid water build up near the structure.
  • Keep your eyes open for any water leak or standing water around your home, especially around roofs and windows.
  • Make sure your gutters are clear of build up so the water can drain from the roof properly. (Follow appropriate safety rules or call a professional to help you.)
  • Keep your paper and cloth storage items in the least humid areas of your home to avoid mold.  These items along with dirt and dust build up are great food sources for mold.
  • Using a dehumidifier in your basement can also be a help when trying to reduce the mold build up in your home.

Other than reducing possible property damage the main insurance concern would be the possibility of seepage of water into a dwelling.  This is NOT covered under a homeowner policy.  Flood insurance may provide additional coverage, but here too limitations exist.  Visit http://www.floodsmart.gov/floodsmart/ or contact one of our insurance specialists for more detailed information.

As always, please feel free to comment or ask questions about this or any NSA Group blog post.

Information, Information, Information!

February 3, 2011 at 8:01 pm | Posted in Uncategorized | 1 Comment

Information, information, information! That’s what the Internet is all about these days – the sharing and dissemination of information – on just about anything.

Here at NSA Group, we believe that providing our customers and our community with information about safety, risk management, insurance options is an important function for us. And, what better way to do that than through our Blog.

But that’s not all. We are an integral part of our community and we want to contribute in that arena as well. So, don’t be surprised to read about a community or charitable event, a spotlight on area businesses or citizens, or maybe it’s just a musing about the great places we live in!

Stay tuned, and please let us know if you have an idea for our blog, or a question we should answer. Remember, this is a two-way street!

 

Blog at WordPress.com.
Entries and comments feeds.